New Jersey’s largest city, Newark is a vibrant shipping hub just over eight miles west of Manhattan. The city’s history as a center of industry and its richly diverse ethnic cultures have served as inspiration for author Philip Roth, poet Amiri Baraka, and musician Frankie Valli, among others. Downtown Newark features a vibrant arts and...
J was a 57 year old Director of Engineering for a facilities management company. He sustained a back injury and was awarded both Workers’ Compensation benefits and Social Security Disability benefits. However his claim for Long Term Disability was denied because the carrier stated he could return to his job, which they erroneously classified as...
Because the definitions and benefits are different in every Long Term Disability policy, you must know the specifics of your policy in order to pursue your claim successfully. At Hermann Law Group, PLLC, we will review your Long Term Disability policy carefully with you, making sure that you understand your rights and obligations, and we...
If you participate in a Long Term Disability (LTD) plan offered by your employer, even if you pay some or all of the premiums you are considered to be part of a group plan. Group disability plans are often referred to as ERISA claims because the procedures governing them are found in the Employee Retirement...
If you purchased an individual Long Term Disability (LTD) policy either directly from an insurance carrier or through a professional organization, it is considered a “private” disability policy. Private policies are governed by general contract law and state insurance laws. Unlike ERISA (group policy) cases, in a private policy the claims process is not covered...
Laura was 46 years old and living in Rockland County when she applied for SS Disability benefits in 2009 due to Crohn’s disease that caused her to need continual access to a bathroom. She had not worked since December 2007 but her case was denied at a hearing in July 2010. We appealed and we...
Pre Application Workers Compensation/Public Disability Questionnaire SSA-546 Print and fill out by hand (67 kb) SSA-546 Fill out online, then print (159 kb) Disability Report-Adult SSA-3368 Print and fill out by hand (125 kb) SSA-3368 Fill out online, then print (426 kb) Work History Report SSA-3369 Print and fill out by hand (80 kb) SSA-3369...
Social Security Disability Claims: Avoiding Mistakes the Other Guys Make From Application to Award: The Social Security Disability Procedure at a Glance Saving on Prescription Drugs and Healthcare Social Security Programs at a Glance The Confusing Social Security Timeline: Seven Important Time Periods Relating to Your Disability Claim 7 Things You Need to Know...
Teaching isn’t just one of the most important jobs in society, it’s also a lot of hard work. Whether it’s preschool, pre-calculus or pre-med, teachers help shape young peoples’ lives and mold them into productive members of their communities. That means managing a class (or multiple classes) full of students, keeping their attention and making...
The central question in a Social Security Disability case is whether the person seeking benefits can still work. As a recent decision by the U.S. District Court for the District of New Jersey in Kuczewski v. Commissioner shows, this can often be a complicated inquiry. It requires considering a person’s educational background, job history and...
Medical evidence is key in Social Security Disability cases. As the U.S. District Court for the Northern District of New York explains in Mussaw v. Commissioner of Social Security, statements from a claimant’s personal doctor are often given substantial, and even “controlling”, weight in determining whether the person is entitled to Disability benefits. Ms. Mussaw...
In a perfect world, a person seeking Social Security Disability benefits will support his or her claim with a detailed record of regular medical treatment, explaining the claimant’s impairments and how they affect his or her functioning. For a number of reasons, however, this is not always possible. In Torres v. Astrue, the District Court...
As experienced Social Security Disability lawyers, we often tell clients that a hearing before a Social Security Administration (SSA) Administrative Law Judge (ALJ) can be the best opportunity to prove a claim for Disability benefits. That’s not only because the claimant gets to present his or her case in person before the judge, but also...
When an Administrative Law Judge (ALJ) considers a claim for Social Security Disability Insurance (SSDI) benefits, he or she is required to undertake a five-step analysis of the claim. One of those steps is determining the applicant’s residual functional capacity (RFC), or ability to perform work activities despite any physical or mental impairments. In Shaw...
The Affordable Care Act is in the news again, with certain significant provisions set to take effect, state health exchanges coming online and politicians in Washington squabbling over the sweeping reform law as part of the recent government shutdown/debt ceiling soap opera. It’s no surprise that people have questions and concerns about the ACA: it...
We serve the following localities
New York: Beacon, Dover Plains, Dutchess County, Fishkill, Greenwich, Holmes, Millbrook, New Fairfield, Tarrytown, Millbrook, Pawling, Poughkeepsie, Red Hook, Wappinger Falls, White Plains
New Jersey: Alpine, Bergen County, Bergenfield, Carlstadt, Cliffside Park, Cresskill, Demarest, Dumont, East Rutherford, Elmwood Park, Englewood, Fair Lawn, Hackensack
Connecticut: Danbury, Fairfield County, Ridgefield, Riverside, Wilton
